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How Financial Literacy Can Reduce Inequality Financial literacy, basic knowledge of budgeting, saving, investing, debt management, and financial products empowers individuals to make informed decisions, which can narrow economic divides over time. Inequality often stems from unequal access to opportunities and knowledge, trapping people in cycles of low savings, high debt, and missed investments. Literacy disrupts this by giving everyone tools to build wealth, regardless of s

I remember when money meant cash in my pocket or a trip to the bank with my dad. Now, it’s an app on my phone. FinTech—financial technology—has quietly taken over how we pay, save, and spend. And as a teen who’s never used an ATM card, it feels normal. Apps like Paytm, PhonePe, or Venmo make sending money instant. Need to split a pizza? Tap, type, done. No cash, no change, no awkward IOUs. It’s clean, fast, and works even at the roadside street-vendor selling mangoes and not

I got into crypto during lockdown, scrolling Dogecoin memes while my parents checked stocks. Bitcoin was everywhere, and it seemed like money without banks—free, fast, no middleman. But is it just hype, or the real deal? The hype side is obvious. Prices jump 20% on a tweet, crash 50% on bad news. Friends bought NFTs and lost everything. Scams pop up daily, and it feels like gambling. I’ve seen people chase quick wins, only to end up with nothing. It’s loud and messy—more nois

Ever find yourself splurging 20,000 rupees on a pair of sneakers while barely being able to pay every month’s rent? Or spending 400 bucks everyday for a cup of not-so-great coffee and later wondering why your savings account always seems empty? Don’t worry if you do. This blog is aimed exactly to answer those seemingly bewildering questions and tell you how to not find yourself in those situations again.  The complexities of the human brain are fascinating. Even though it is